/* BaniLaCont — editorial fintech. Bold cream+forest-green system, distinct structure (anti-footprint). */
:root{
  --paper:#f4efe4; --paper-2:#efe7d6; --card:#fffdf8; --ink:#16140d; --ink-soft:#4a4636; --faint:#8a8369;
  --forest:#0f3d2e; --forest-2:#10402f; --green:#1f7a52; --green-d:#155f3f;
  --gold:#d9a441; --gold-d:#b4842b; --gold-soft:#f3e6c8;
  --line:#e2d9c4; --line-d:rgba(255,255,255,.16);
  --r:14px; --r-l:22px; --r-xl:30px;
  --sh-s:0 4px 14px rgba(22,20,13,.07); --sh:0 14px 36px rgba(22,20,13,.13); --sh-l:0 30px 70px rgba(15,61,46,.28);
  --display:"Fraunces",Georgia,serif; --body:"Newsreader",Georgia,serif; --mono:"JetBrains Mono",ui-monospace,monospace;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{background:var(--paper);color:var(--ink);font-family:var(--body);font-size:18px;line-height:1.72;-webkit-font-smoothing:antialiased;
  background-image:radial-gradient(1100px 500px at 88% -120px,rgba(217,164,65,.14),transparent 60%);position:relative}
/* grain overlay */
body::before{content:"";position:fixed;inset:0;z-index:1;pointer-events:none;opacity:.5;mix-blend-mode:multiply;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='120' height='120'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.85' numOctaves='2'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)' opacity='0.04'/%3E%3C/svg%3E")}
body>*{position:relative;z-index:2}
img{max-width:100%;display:block}
a{color:var(--green-d)}
h1,h2,h3{font-family:var(--display);font-optical-sizing:auto;line-height:1.06;letter-spacing:-.015em;font-weight:600}
.rr-wrap{max-width:1120px;margin:0 auto;padding:0 24px}
.rr-eyebrow{font-family:var(--mono);font-size:12px;letter-spacing:.18em;text-transform:uppercase;color:var(--gold-d);display:inline-block;margin-bottom:12px}
.rr-eyebrow::before{content:attr(data-n) "  ";color:var(--green)}

/* reveal animation */
@keyframes rise{from{opacity:0;transform:translateY(22px)}to{opacity:1;transform:none}}
.reveal{opacity:0}
.reveal.in{animation:rise .7s cubic-bezier(.2,.7,.2,1) forwards}
@media(prefers-reduced-motion:reduce){.reveal{opacity:1!important;animation:none!important}}

/* header */
.rr-head{position:sticky;top:0;z-index:30;background:rgba(244,239,228,.82);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.rr-head__in{display:flex;align-items:center;gap:18px;padding:14px 0}
.rr-brand{display:flex;align-items:center;gap:10px;font-family:var(--display);font-weight:600;font-size:21px;color:var(--ink)}
.rr-brand .d{display:block;width:34px;height:34px}
.rr-brand .d svg{width:34px;height:34px;display:block}
.rr-brand em{font-style:italic;color:var(--green-d)}
.rr-head nav{margin-left:auto;display:flex;gap:24px}
.rr-head nav a{font-family:var(--mono);font-size:12.5px;letter-spacing:.04em;color:var(--ink-soft);text-decoration:none;text-transform:uppercase;position:relative}
.rr-head nav a::after{content:"";position:absolute;left:0;bottom:-6px;width:0;height:2px;background:var(--gold);transition:width .25s}
.rr-head nav a:hover{color:var(--ink)}.rr-head nav a:hover::after{width:100%}
.rr-pill{background:var(--gold);color:#2a1d04;font-family:var(--mono);font-weight:700;font-size:12.5px;letter-spacing:.03em;padding:11px 20px;border-radius:40px;text-decoration:none;box-shadow:var(--sh-s);transition:transform .15s,box-shadow .15s}
.rr-pill:hover{transform:translateY(-2px);box-shadow:0 10px 22px rgba(217,164,65,.4)}

/* HERO — deep green band */
.rr-hero{background:radial-gradient(900px 500px at 80% -10%,#185a40,transparent 60%),linear-gradient(160deg,var(--forest),#0c3325);color:#f4efe4;overflow:hidden;border-bottom:3px solid var(--gold)}
.rr-hero__in{display:grid;grid-template-columns:1.04fr .96fr;gap:48px;align-items:center;padding:64px 0 70px}
.rr-hero .rr-eyebrow{color:var(--gold)}
.rr-hero .rr-eyebrow::before{color:#7fd3a8}
.rr-hero h1{color:#fdf8ec;font-size:clamp(34px,5.4vw,62px);font-weight:600}
.rr-hero h1 em{font-style:italic;color:var(--gold);position:relative}
.rr-hero p{color:rgba(244,239,228,.82);font-size:19px;max-width:560px;margin:18px 0 28px}
.rr-actions{display:flex;gap:14px;flex-wrap:wrap;align-items:center}
.rr-btn{font-family:var(--mono);font-weight:700;font-size:13.5px;letter-spacing:.03em;text-decoration:none;padding:15px 28px;border-radius:12px;display:inline-block;transition:transform .15s,box-shadow .15s}
.rr-btn--main{background:var(--gold);color:#2a1d04;box-shadow:0 12px 28px rgba(217,164,65,.34)}
.rr-btn--main:hover{transform:translateY(-3px);box-shadow:0 18px 36px rgba(217,164,65,.46)}
.rr-btn--line{background:transparent;color:#f4efe4;border:1.5px solid rgba(244,239,228,.4)}
.rr-btn--line:hover{border-color:var(--gold);color:var(--gold)}
.rr-upd{margin-top:20px;font-family:var(--mono);font-size:11.5px;letter-spacing:.02em;color:rgba(244,239,228,.55)}
/* hero media: tilted framed photo + seal */
.rr-hero__media{position:relative;justify-self:center}
.rr-hero__media .frame{border-radius:var(--r-l);overflow:hidden;box-shadow:var(--sh-l);border:6px solid rgba(244,239,228,.9);transform:rotate(2.2deg);transition:transform .5s cubic-bezier(.2,.7,.2,1)}
.rr-hero__media:hover .frame{transform:rotate(0)}
.rr-hero__media .frame img{width:100%;height:100%;object-fit:cover;aspect-ratio:16/11;display:block}
.rr-seal{position:absolute;top:-22px;left:-22px;width:96px;height:96px;border-radius:50%;background:var(--forest);border:2px solid var(--gold);display:grid;place-items:center;text-align:center;box-shadow:var(--sh);transform:rotate(-8deg)}
.rr-seal b{font-family:var(--mono);font-size:10px;letter-spacing:.14em;color:var(--gold);line-height:1.5}
.rr-seal span{font-family:var(--display);font-size:13px;color:#fdf8ec;display:block}

/* STAT strip */
.rr-stats{background:var(--card);border-bottom:1px solid var(--line)}
.rr-stats__in{display:grid;grid-template-columns:repeat(4,1fr);gap:0}
.rr-stat{padding:26px 22px;border-left:1px solid var(--line)}
.rr-stat:first-child{border-left:0}
.rr-stat .n{font-family:var(--display);font-size:30px;color:var(--green-d);font-weight:600;line-height:1}
.rr-stat .l{font-family:var(--mono);font-size:11px;letter-spacing:.08em;text-transform:uppercase;color:var(--faint);margin-top:7px}

/* PAYMENTS row */
.rr-pays{display:flex;flex-wrap:wrap;gap:11px;align-items:center;padding:22px 0 2px}
.rr-pays .lbl{font-family:var(--mono);font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:rgba(244,239,228,.6);margin-right:6px}
.rr-pay{display:inline-flex;align-items:center;gap:8px;background:rgba(244,239,228,.95);border-radius:10px;padding:8px 13px;font-family:var(--mono);font-weight:700;font-size:12.5px;color:var(--ink);box-shadow:var(--sh-s);transition:transform .15s}
.rr-pay:hover{transform:translateY(-2px)}
.rr-pay svg{width:22px;height:15px;display:block;border-radius:2px}
.rr-pay .dot{width:9px;height:9px;border-radius:50%}

/* DOC: article + sticky TOC */
.rr-doc{display:grid;grid-template-columns:240px 1fr;gap:52px;padding:56px 0}
.rr-toc{position:sticky;top:88px;align-self:start;font-family:var(--mono);font-size:12.5px}
.rr-toc b{display:block;font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--faint);margin-bottom:14px}
.rr-toc a{display:block;color:var(--ink-soft);text-decoration:none;padding:7px 0 7px 14px;border-left:2px solid var(--line);transition:.2s}
.rr-toc a:hover{border-left-color:var(--gold);color:var(--green-d);padding-left:18px}
.rr-art section{padding:18px 0 34px;border-bottom:1px solid var(--line)}
.rr-art section:last-child{border-bottom:0}
.rr-art h2{font-size:clamp(26px,3.4vw,38px);margin-bottom:10px}
.rr-art h3{font-size:21px;margin:24px 0 8px;color:var(--forest)}
.rr-art p{margin-bottom:15px;color:var(--ink-soft)}
.rr-art section>p:first-of-type{color:var(--ink)}

/* TABLE */
.rr-table{width:100%;border-collapse:collapse;background:var(--card);border-radius:var(--r);overflow:hidden;box-shadow:var(--sh-s);font-family:var(--mono);font-size:13.5px;margin:10px 0 8px}
.rr-table th,.rr-table td{padding:14px 16px;text-align:left;border-bottom:1px solid var(--line)}
.rr-table thead th{background:var(--forest);color:#fdf8ec;font-size:11.5px;letter-spacing:.06em;text-transform:uppercase}
.rr-table tbody tr{transition:background .15s}
.rr-table tbody tr:hover{background:var(--gold-soft)}
.rr-table tbody tr:last-child td{border-bottom:0}
.rr-table .ok{color:var(--green-d);font-weight:700}

/* STEPS timeline */
.rr-steps{list-style:none;counter-reset:s;margin:10px 0}
.rr-steps li{counter-increment:s;position:relative;padding:0 0 24px 56px;border-left:2px solid var(--line);margin-left:18px}
.rr-steps li:last-child{border-left-color:transparent;padding-bottom:0}
.rr-steps li::before{content:counter(s,decimal-leading-zero);position:absolute;left:-19px;top:-4px;width:38px;height:38px;border-radius:50%;background:var(--card);border:2px solid var(--gold);color:var(--green-d);font-family:var(--mono);font-weight:700;font-size:13px;display:grid;place-items:center;box-shadow:var(--sh-s)}
.rr-steps b{font-family:var(--display);font-size:18px;display:block;margin-bottom:4px;color:var(--ink)}
.rr-steps span{color:var(--ink-soft);font-size:16px}

/* NOTE */
.rr-note{background:var(--gold-soft);border-left:4px solid var(--gold);border-radius:0 12px 12px 0;padding:15px 20px;font-size:16px;margin:8px 0 14px;color:#5c4716}

/* OPERATORS */
.rr-ops{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin-top:8px}
.rr-op{display:flex;align-items:center;gap:14px;background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:16px 18px;box-shadow:var(--sh-s);transition:transform .18s,box-shadow .18s;border-top:3px solid var(--green)}
.rr-op:hover{transform:translateY(-4px);box-shadow:var(--sh)}
.rr-op .ic{width:44px;height:44px;border-radius:11px;background:var(--forest);color:var(--gold);display:grid;place-items:center;font-family:var(--display);font-weight:600;font-size:20px;flex:none}
.rr-op b{font-family:var(--display);font-size:17px;display:block}
.rr-op span{font-size:14px;color:var(--ink-soft)}
.rr-op a{margin-left:auto;font-family:var(--mono);font-weight:700;font-size:12px;color:var(--green-d);white-space:nowrap}

/* REVIEWS — quote cards */
.rr-revs{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.rr-rev{position:relative;background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:26px 20px 18px;box-shadow:var(--sh-s);transition:transform .18s,box-shadow .18s}
.rr-rev:hover{transform:translateY(-4px);box-shadow:var(--sh)}
.rr-rev::before{content:"\201C";position:absolute;top:2px;left:16px;font-family:var(--display);font-size:64px;color:var(--gold);opacity:.45;line-height:1}
.rr-rev p{font-size:16px;color:var(--ink);margin:0 0 14px;position:relative}
.rr-rev__who{display:flex;align-items:center;gap:11px}
.rr-rev__who img{width:46px;height:46px;border-radius:50%;object-fit:cover;border:2px solid var(--gold-soft)}
.rr-rev__who b{font-family:var(--display);font-size:15px;display:block}
.rr-rev__who span{font-family:var(--mono);font-size:11px;color:var(--faint)}
.rr-rev__who .st{margin-left:auto;color:var(--gold);font-size:13px}

/* AUTHOR */
.rr-author{display:flex;gap:20px;align-items:center;background:linear-gradient(135deg,var(--forest),#0c3325);color:#f4efe4;border-radius:var(--r-l);padding:26px;box-shadow:var(--sh)}
.rr-author img{width:88px;height:88px;border-radius:16px;object-fit:cover;flex:none;border:3px solid rgba(244,239,228,.85)}
.rr-author b{font-family:var(--display);font-size:19px;color:#fdf8ec}
.rr-author .role{font-family:var(--mono);color:var(--gold);font-size:12px;letter-spacing:.04em;margin:3px 0 9px}
.rr-author p{font-size:15px;color:rgba(244,239,228,.82);margin:0}

/* FAQ */
.rr-faq details{background:var(--card);border:1px solid var(--line);border-radius:12px;margin-bottom:11px;box-shadow:var(--sh-s);overflow:hidden}
.rr-faq summary{cursor:pointer;list-style:none;padding:17px 20px;font-family:var(--display);font-weight:600;font-size:17px;display:flex;justify-content:space-between;gap:14px}
.rr-faq summary::-webkit-details-marker{display:none}
.rr-faq summary::after{content:"+";font-family:var(--mono);color:var(--gold-d);font-size:20px}
.rr-faq details[open] summary::after{content:"\2013"}
.rr-faq details p{padding:0 20px 18px;color:var(--ink-soft);font-size:16px}

/* CTA */
.rr-cta{position:relative;background:radial-gradient(700px 300px at 20% 0,#185a40,transparent 60%),linear-gradient(135deg,var(--forest),#0c3325);border-radius:var(--r-xl);padding:48px 30px;text-align:center;color:#f4efe4;margin:14px 0 36px;overflow:hidden;border:1px solid var(--gold-d)}
.rr-cta h2{color:#fdf8ec;font-size:clamp(26px,3.4vw,36px);margin-bottom:10px}
.rr-cta p{color:rgba(244,239,228,.85);max-width:540px;margin:0 auto 22px}

/* FOOTER */
.rr-foot{background:var(--card);border-top:1px solid var(--line);padding:30px 0 80px;font-family:var(--mono);font-size:12.5px;color:var(--ink-soft)}
.rr-foot a{color:var(--ink-soft);text-decoration:none;margin-right:15px;line-height:2.1}
.rr-foot a:hover{color:var(--green-d)}
.rr-foot .rr-resp{background:var(--gold-soft);border-radius:12px;padding:13px 17px;margin:14px 0;color:#5c4716;font-size:12px;line-height:1.7}

@media(max-width:880px){
  .rr-hero__in{grid-template-columns:1fr;gap:30px;padding:46px 0 50px}
  .rr-hero__media{order:-1}
  .rr-stats__in{grid-template-columns:repeat(2,1fr)}
  .rr-stat:nth-child(3){border-left:0}
  .rr-doc{grid-template-columns:1fr;gap:0}
  .rr-toc{display:none}
  .rr-head nav{display:none}
  .rr-ops,.rr-revs{grid-template-columns:1fr}
}